Terms of Use

1. About This Service

Unify.Africa is a product of Unify Tech Labs Ltd ("Unify Tech Labs", "we", "us", or "our"). Unify.Africa is a pre-launch product currently under development. No financial services, money transmission, payment processing, or fund transfers are currently available through this website or any associated application. All features, interfaces, and descriptions on this website represent our intended product vision and do not constitute an offer or solicitation of financial services.

2. No Financial Services

Neither Unify Tech Labs Ltd nor Unify.Africa currently holds any money transmitter license, payment service provider license, electronic money issuer license, or any equivalent financial services authorization in any jurisdiction. We are not a bank, money services business, or payment institution. No money is being held, transferred, or processed through this platform at this time.

Prior to the launch of any financial service, Unify Tech Labs Ltd will obtain all required licenses and regulatory approvals in each jurisdiction where it intends to operate, including but not limited to approvals from the Central Bank of Nigeria (CBN), Central Bank of Kenya (CBK), Bank of Ghana (BoG), South African Reserve Bank (SARB), and any other relevant regulatory authority.

3. Forward-Looking Statements

This website contains forward-looking statements about features, services, pricing, and availability that we intend to offer in the future. These statements reflect our current plans and expectations and are subject to change. We make no guarantee that any described feature, service, fee structure, or timeline will be realized as presented. Actual services at launch may differ materially from descriptions on this website.

4. Demo and Preview Content

Any interactive demonstrations, previews, sample exchange rates, or simulated transactions shown on this website are for illustrative purposes only. They do not represent real financial transactions, real exchange rates, or real account balances. No actual money or digital assets are involved in any demo or preview functionality.

5. Data Collection

During this pre-launch phase, we may collect limited information such as email addresses or phone numbers from individuals who voluntarily sign up for early access notifications. This information will be used solely for the purpose of notifying you about our launch and will be handled in accordance with our Privacy Policy and applicable data protection laws, including the Nigeria Data Protection Regulation (NDPR), Kenya Data Protection Act, and South Africa's Protection of Personal Information Act (POPIA).

6. Intellectual Property

All content, design, branding, and materials on this website are the property of Unify Tech Labs Ltd and are protected by applicable intellectual property laws. No part of this website may be reproduced, distributed, or used without our prior written consent.

7. No Warranty

This website and all content are provided "as is" without warranty of any kind, express or implied. We do not warrant that access to this website will be uninterrupted or error-free, or that any information provided is accurate, complete, or current.

8. Limitation of Liability

To the maximum extent permitted by applicable law, Unify Tech Labs Ltd and Unify.Africa shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use this website.

9. Changes to These Terms

We reserve the right to update these terms at any time. Changes will be posted on this page with an updated revision date. Your continued use of the website after changes are posted constitutes acceptance of the revised terms.

10. Contact

For questions about these terms, contact us at legal@unify.africa.